Money for trips

I used HSBC card in Mexico  and I was charged $3.00 and the rate was not bad either (1 CAD = 11.90 Pesos). I have decided for future travels I am going to use HSBC card since they only charge $3.00 for international withdrawals compare to other banks. I am also going to have only small amount of money in that account and small  withdrawal limit as well. So it will be safer for travel withdrawals.

BTW, Puertomorelos has  one HSBC ATM but Playa delcarmen has lot of ATMS ( HSBC and other banks)